Resources | Insurance

13 Types of Insurance a Small Business Owner Should Have
An important aspect of running a business is to make sure you have the proper coverage for your needs. We are familiar with our basic personal coverages such as home, auto, medical, etc but here is an extended list to cover most ventures. Not all will be needed but an overview will bring you closer to protecting your assets and liability responsibilities. Read more…

Source: Forbes

10 Ways to Keep Your Health Care and Insurance Affordable
Now that you are not covered by a company’s benefit package, it’s time to shop around for lower cost options that meet your specific needs when it comes to health care. The Affordable Care Act makes it mandatory to be enrolled in a health care plan that meets the requirements of the act in order to avoid penalties and fees. The cost of health care can be shocking but there are alternatives but you need to look at the whole package. For example lower monthly premiums seem inviting but most likely will have a higher deductible which can cost more in the long run. There is no magic monthly premium as it’s based on your current health, family needs, deductibles, etc. Read more…

Source: The Balance